My Civic Duty (Part One)

I have been in desperate need of a car. There are just three weeks of school left, and once summer hits my sister (Katie) and I would be competing for the Xterra that we currently share.

I should probably tell you, this is not the first time we’ve had to share a car. We also have had to share our old 1989 (yes it is older than me) Volvo. Don’t get me wrong, this was a great first car. We never had to put a single bit of work into it (the exception being when I hit someone in the parking lot…twice…whoops). This car is a legacy in our family. It was our Grandmother’s, and my mom will be heartbroken the day it is taken away to the Can Academy.

Well, with summer on its way, my sister already has a job waiting for her working at the gift shop at the Ballpark in Arlington (or at least I believe she does). And I will be continuing (and picking up more shifts) at my job.

The Volvo is currently dead, so we are forced to share one car. It would be practically impossible for us both to get along with our busy schedules while sharing one car. I would probably just end up spending all day at work, every day at work. Contrary to popular belief, I do want some sort of summer, which would be why I am not loading up my free time with summer school classes.

We have been looking for something for about a month now. Three weeks (or so) ago, we went and actively looked and test drove. Our plan was to find a car I liked, then apply for a loan at Chase, and then buy the car for wholesale price at a car auction.

We had it narrowed down to a Chevy Cobalt and a Honda Civic. The Cobalt was the cheaper of the two, so we were going to start there. We went and filled out the loan application, and got approved. We found the car. All seemed to be going well.

When we went back to the bank to fill in the last of the blanks and finalize the loan, we got denied. This is a story in itself, and don’t really want to reveal such personal information as to why on the Internet.

My world was crushed. It was back to square one. I was devastated. It felt like my world had built itself up just to crash down on top of me, which is not the best feeling as you could imagine. We wouldn’t be able to finance through the bank, what was next?